Loan programs can be extremely complicated and diverse.  New terms and conditions are developed all of the time.  Many lenders handle just a few programs and operate under the "one size fits all" theory.  We stay current on the features and requirements of more than 4,000 major government and conventional loan programs and we pride ourselves in finding a way to make a loan for nearly every applicant.  Through our experience, contacts and creativity, we succeed where many others fail.

Submitting all of the paperwork to qualify for a home loan is not an easy task.  Getting financing does involve some paperwork from you.  Jeff's staff knows how to minimize the record retrieval and paper work demands made by financing institutions.  We have identified the most critical documents needed to start the loan process, and can advise you on how to simplify the loan application process.

Since nearly 90% of our business comes from referrals, our priority is to provide superior service - service that makes it easy for our clients to recommend us to their family, neighbors and friends.  We know that our future really depends on the loyalty and good will of our clients. After all, the average couple purchases seven homes during the course of their lifetime!  Our goal is to serve all of your mortgage financing needs so that we continue to be your "Lender for Life".